About Us

The company was founded in 1992 by Derek Richings. He retired on the 15th of July 2010.
It is now solely managed by Henry Sappor. It is an Independent Financial Adviser Practice authorised to advise on the full range of financial products

Henry has been in the Financial Services Industry for over 20 years. He is a graduate of Accounting and Finance (B.A Hons.). He is also a Chartered Financial Planner (AFPS), which is the gold standard professional qualification that every financial advisor should achieve. Henry holds specialist certificates in Mortgages (CeMap), Equity Release (ER1) and Long term Care Planning (CF8).

The majority of our advice is to those in or near retirement.
We are beginning to reach out to the younger generation, as they stand to benefit more in retirement if they plan early.

Henry can also  give advice on Equity Release >Life Time Mortgage / Home Reversion Plan.

Equity release may require a lifetime mortgage or home reversion  plan. To understand the features and risks, ask for a personalised illustration.

We try to keep our overheads as low as possible in order to remain competitive on our fees and charges.

Our Privacy Policy can be read and downloaded by clicking HERE